Here's some valuable information for Florida first time home buyers and programs that are currently available...

Florida Housing’s First Time Homebuyer Program offers low fixed-rate 30-year first mortgage programs for first time homebuyers (some exceptions exist) with qualified income and purchase price limits for the county where they are purchasing a home.

There also are down payment assistance programs that can be used with the first mortgage products.

FIRST TIME HOMEBUYER PROGRAMS offered by Florida Housing are as follows:

• Florida First: This program offers a low 30-year fixed-rate first mortgage to all borrowers who meet program guidelines and qualify for a loan. Borrowers who qualify for this first mortgage product are automatically